Financing

If you participate in energy audits and weatherization with NHSaves, Two percent annual percentage rate (APR) is now available for home energy efficiency improvements.

Download a copy of our Loan Program Brochure here.

The NHSaves Utilities, in partnership with local lenders, are offering a 2 percent APR Home Energy Efficiency Improvement Loan to qualified customers for the following:

  • Home Performance with ENERGY STAR® (HPwES) home weatherization work that qualifies for HPwES rebates. Details of the HPwES program can be found here. This loan is for adding insulation, air sealing, and other approved energy efficiency improvements to your home.
  • Some additional measures may also be covered. Contact your utility for details.

This is an unsecured loan offered by the lenders to program participants that are approved by the lender for the loan.  This offer is for a limited time while funding is available.

Loan and repayment terms:

Loan AmountMax Loan Repayment TermMonthly Payment per $1,000
$1,000 up to $2,000 2 years$42.54
$2001 up to $4,000 3 years$28.64
$4,001 up to $6,000 4 years$21.70
$6,001 up to $9,000 5 years$17.53
$9,001 up to $12,000 6 years$14.75
$12,001 up to $15,000 7 years$12.77

*For electric utility customers requesting loans under $2,000 ask your utility about on-bill financing options.

**Some lenders may have a shorter maximum term.

How do I apply?

  1. You must be participating in the Home Performance with Energy Star Program. See the NHSaves website for program qualification and details.
  2. Contact your utility for a Loan Authorization Form.
  3. Bring your Loan Authorization Form and contractor quotes to any of our partner banks or credit unions.
  4. Your lending institution will determine whether you are eligible for the loan based on their own lending criteria.

 

Participating Lenders:

PartnersBranchesContactUtility Partners
gscuAmherst, Candia, Concord, Derry, Hudson, Manchester, Nashua, Seabrook, Tiltonwww.gscu.org
1-800-645-GSCU (4728)
Eversource, Liberty, NH Electric Co-op
merrimack-county-bank-logo-300x181Bow, Concord, Contoocook, Hooksett, Nashuawww.mcsbnh.com
1-800-541-0006
Eversource, Liberty, NH Electric Co-op, Unitil
MVSB logoAlton, Ashland, Center Harbor, Gilford, Laconia, Meredith, Moultonborough, Plymouth, Hampton Falls, Wolfeborowww.mvsb.com
1-800-922-6872
Eversource, Liberty, NH Electric Co-op, Unitil
NECU-Logo-NoTagBerlin, Concord, Conway, Dover, Exeter, Gorham, Lebanon, Lee, Manchester, Merrimack, Northwood, Plymouth, Portsmouth, Rochesterwww.necu.org
1-888-436-1847
Eversource, Liberty, NH Electric Co-op, Unitil
 WGSV-324x150 Franconia, Lancaster, Littleton, Lisbon, Piermont, Plymouth, Woodsvillewww.theguarantybank.com 1-800-564-2735Eversource, NH Electric Co-op

 

Contact your utility provider or visit their website below to learn more about financing options from NHSaves:

EVERSOURCE
LIBERTY UTILITIES

NEW HAMPSHIRE ELECTRIC CO-OP
UNITIL